:root{
  --navy:#0A1F44;
  --navy2:#06152e;
  --teal:#12C7C0;
  --teal2:#0FA9A3;
  --light:#F5F7FA;
  --text:#1A1A1A;
  --muted:#64748b;
  --white:#fff;
  --line:#e6eaf0;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--text);background:var(--white);line-height:1.65}
a{text-decoration:none;color:inherit}
.container{max-width:1240px;margin:auto;padding:0 24px}
.topbar{background:var(--navy2);color:#d8eef0;font-size:13px}
.topbar .container{display:flex;justify-content:space-between;gap:16px;padding-top:8px;padding-bottom:8px}
header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;min-height:76px}
.logo{font-size:34px;font-weight:800;letter-spacing:-2px;color:var(--teal)}
.logo span{color:var(--navy)}
.menu{display:flex;gap:4px;align-items:center}
.menu>li{list-style:none;position:relative}
.menu>li>a{display:block;padding:27px 14px;font-weight:700;color:var(--navy)}
.menu>li:hover>a{color:var(--teal2)}
.dropdown{position:absolute;top:76px;left:0;background:#fff;border:1px solid var(--line);box-shadow:0 20px 50px rgba(10,31,68,.14);border-radius:14px;min-width:250px;padding:16px;display:none}
.menu li:hover .dropdown{display:block}
.mega{width:860px;display:none;grid-template-columns:repeat(4,1fr);gap:14px;left:-120px}
.menu li:hover .mega{display:grid}
.drop-title{font-weight:800;color:var(--navy);margin-bottom:8px}
.dropdown a{display:block;padding:8px 6px;color:#334155;font-size:14px;border-radius:8px}
.dropdown a:hover{background:var(--light);color:var(--teal2)}
.cta{background:var(--teal);color:white!important;padding:12px 18px!important;border-radius:9px;margin-left:8px}
.cta:hover{background:var(--teal2)!important;color:white!important}
.hamb{display:none;border:0;background:var(--navy);color:white;padding:10px 12px;border-radius:8px;font-size:18px}
.hero{background:linear-gradient(135deg,var(--navy),#082b4f 60%,#063136);color:white;padding:96px 0;position:relative;overflow:hidden}
.hero:after{content:"";position:absolute;width:520px;height:520px;border-radius:50%;background:radial-gradient(circle,rgba(18,199,192,.35),transparent 62%);right:-130px;top:-120px}
.hero .container{position:relative;z-index:1}
.kicker{color:var(--teal);font-weight:800;text-transform:uppercase;font-size:13px;letter-spacing:1.5px}
h1{font-size:58px;line-height:1.05;margin:14px 0 20px;max-width:860px;letter-spacing:-2.2px}
h2{font-size:40px;line-height:1.15;color:var(--navy);margin:0 0 14px;letter-spacing:-1px}
h3{font-size:22px;color:var(--navy);margin:0 0 8px}
.lead{font-size:19px;color:#d9e6ef;max-width:760px;margin-bottom:30px}
.btns{display:flex;gap:14px;flex-wrap:wrap}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:14px 20px;border-radius:10px;font-weight:800;border:1px solid transparent}
.btn.primary{background:var(--teal);color:white}
.btn.secondary{border-color:rgba(255,255,255,.55);color:white}
.btn.dark{background:var(--navy);color:white}
section{padding:82px 0}
.section-light{background:var(--light)}
.grid{display:grid;gap:24px}
.grid-4{grid-template-columns:repeat(4,1fr)}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-2{grid-template-columns:repeat(2,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:26px;box-shadow:0 10px 28px rgba(10,31,68,.05)}
.card:hover{transform:translateY(-4px);transition:.25s;box-shadow:0 16px 36px rgba(10,31,68,.1)}
.icon{width:46px;height:46px;background:rgba(18,199,192,.12);color:var(--teal2);border-radius:12px;display:flex;align-items:center;justify-content:center;font-weight:900;margin-bottom:18px}
ul.clean{padding-left:18px;margin:12px 0 0;color:#475569}
.split{display:grid;grid-template-columns:1.1fr .9fr;gap:46px;align-items:center}
.panel{background:var(--navy);color:white;border-radius:24px;padding:36px}
.panel h3{color:white}
.panel p,.panel li{color:#d9e6ef}
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:30px}
.stat{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.12);border-radius:14px;padding:18px}
.stat b{display:block;font-size:30px;color:var(--teal)}
.cta-band{background:linear-gradient(135deg,var(--navy),#0a3a42);color:white;border-radius:26px;padding:44px;display:flex;align-items:center;justify-content:space-between;gap:24px}
footer{background:#06152e;color:#d7e3ee;padding:62px 0 0}
.footer-grid{display:grid;grid-template-columns:1.3fr repeat(4,1fr);gap:26px}
footer h4{color:#fff;margin:0 0 14px}
footer a{display:block;color:#b7c7d8;padding:5px 0;font-size:14px}
footer a:hover{color:var(--teal)}
.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:38px;padding:18px 0;display:flex;justify-content:space-between;gap:14px;flex-wrap:wrap;color:#9fb1c5;font-size:14px}
.form{display:grid;gap:14px}
input,select,textarea{width:100%;padding:14px;border:1px solid var(--line);border-radius:10px;font:inherit}
textarea{min-height:130px}
.mobile-panel{display:none}
@media(max-width:960px){
  .menu{display:none}
  .hamb{display:block}
  .mobile-panel.open{display:block}
  .mobile-panel{background:white;border-top:1px solid var(--line);padding:18px 24px}
  .mobile-panel a{display:block;padding:10px 0;color:var(--navy);font-weight:700}
  h1{font-size:42px}
  h2{font-size:32px}
  .grid-4,.grid-3,.grid-2,.split,.footer-grid,.stats{grid-template-columns:1fr}
  .cta-band{display:block}
  .topbar .container{display:block}
}